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No One Answer on Whether to Use Bleach

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01:00 AM EDT on Thursday, May 6, 2010
By Richard Salit
Journal Staff Writer

To bleach or not to bleach, that is the question.

But what is the answer?

Experts differ on whether bleach should be used to treat mold. Since the March flooding, FEMA officials have advised using a solution of one cup of bleach in a gallon of water, as they did in a news conference a week ago, urging homeowners to be proactive in dealing with mold.

“It’s not a good thing to be telling people to use bleach,” counters Eric Anderson, owner of Enviro-Clean, a mold-abatement company based in Smithfield.

Anderson says bleach is not only harmful to human health — his crew visited the home of one woman who had burns on her hands from using it — but it is also less effective in dealing with mold. A better choice, he said, is to use soapy water or white vinegar, and to vigorously scrub the solution onto moldy surfaces with a brush.

“If you’re going to wash your hands, you don’t use bleach. You use soap and water because it’s going to pull the dirt off your hands,” he said. “Bleach can mask the mold problem. I could spray bleach on it and it could take the pigment away. Mold spores can be very resilient to bleach.”

And, Anderson said, mold that is killed but left on a surface can still cause allergic reactions.

Go to the Web site of the U.S. Environmental Protection Agency and you’ll find seemingly conflicting advice. Its “Brief Guide to Mold, Moisture and Your Home” suggests wearing special gloves when using bleach and other disinfectants instead of mild detergent. But elsewhere in the pamphlet, EPA states that “the use of a chemical or biocide that kills organisms such as mold [chlorine bleach, for example] is not recommended as a routine practice during mold cleanup. … In most cases, it is not possible or desirable to sterilize an area. … Spores will not grow if the moisture problem has been resolved.”

Annemarie Beardsworth, a spokeswoman for the state Department of Health, said homeowners can choose to use household cleaners.

“It doesn’t have to be bleach,” she said, but added, “If people want to use bleach, there’s not a problem with that.”

Beardsworth cautioned homeowners not to mix cleaners, ammonia or bleach, to avoid dangerous chemical reactions. Also, when using such strong products, she recommends proper ventilation and gloves. And she said that the key to washing with water-based products is to make sure the surfaces are dried quickly –– within 48 hours — to prevent mold from growing again.

Perhaps the tip that captures many of these viewpoints is contained in a FEMA booklet: “Only apply disinfectants to already cleaned surfaces.”

rsalit@projo.com

Mold Emerges Weeks After Floods Recede

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07:32 AM EDT on Thursday, May 6, 2010
By Richard Salit
Journal Staff Writer

Jeremy Taft has taken down the plaster to fight mold in his West Warwick residence.  The Providence Journal / Kathy Borchers

Not long after the raging waters of the Pawtuxet River flooded his basement and continued rising to a third of the way up his first-floor windows, something began growing inside Jeremy Taft’s duplex in West Warwick.

Three weeks later, when he was finally permitted to return to his River Street rental property, he could see it as plain as day — there on the walls. And when he tore the drywall off the studs, there it was — inside, too.

Mold. Splotches of it. Some black. Some white.

Drywall in a Portsmouth residence shows evidence of mold contamination after being underwater.

The Providence Journal / Andrew Dickerman

“I’ve got everything in here — red, too,” said Taft as he walked around his nearly gutted home one recent day, pointing out speckled patches of mold here and there.

A month since historic rains and flooding damaged property across Rhode Island, a microscopic organism valued for its ability to break down organic matter outdoors is making an unwelcome—and unhealthy — entrance indoors into residences throughout the state.

“It’s a nasty problem,” Robert Archila, a FEMA hazard-mitigation adviser specialist, said while touring Taft’s duplex. He added, “The longer you wait, the worse it gets.”

Mold is not only unpleasant, it can make people feel ill. Robert Vanderslice, of the Health Department’s homes and environment team, said that reactions to mold vary. Some people experience common allergy symptoms such as coughing, congestion, sneezing and itchy eyes. But those with respiratory problems can suffer asthma attacks and people with weakened immune systems may develop serious infections.

“We’re all exposed to mold. Normally, we deal with it just fine,” Vanderslice said. “But it’s a problem when it starts growing inside [buildings].”

Raimundo Asencio, left, a worker with Enviro-Clean of Smithfield listens as coworker Dennis Edwards talks about removal of mold at a Portsmouth house.

Federal and state officials fear that some property owners may not have taken the necessary steps to prevent mold infestation. And they have heard of instances of some taking steps to deal with it only to see it make a comeback.

Mary Margaret Walker, a FEMA spokeswoman who organized a news conference at Taft’s house to raise awareness of mold, said that close to 7,000 Rhode Islanders have sought assistance at the agency’s Disaster Recovery Centers, some located at home-improvement stores. Many come with questions about what to do about mold.

“They are not sure what to do,” Walker said. “Also, with warmer weather arriving, we are hearing concerns about mold coming back. We want to make sure that what’s done is effective.”

“We’re definitely seeing an increase in volume for mold calls,” said Eric Anderson, owner of the Smithfield-based mold-remediation company Enviro-Clean.

Mold (called mildew in its early stages) has a hearty appetite for fabrics, carpets and wood products, including drywall, ceiling tiles and wallpaper. Mold colonies can grow on damp surfaces in as little as 24 hours, and they reproduce and spread by sending tiny, lightweight spores into the air.

Even just a few inches of water can create a perfect breeding ground for mold, which thrives when given water, organic matter and warm temperatures. Drywall and insulation sop up the water like a sponge and tend to remain damp inside walls, where air can’t dry the material out.

“You could be sitting on a time bomb when it comes to mold and mildew,” said Archila.

That was the problem at David Schuller’s house in Portsmouth, where despite having no flooding for the previous 10 years, in March , he had to arm himself with wet vacuums and pumps while waging an eight-day battle with water in his partly finished basement. Everything was so wet — and warnings about mold issues so pervasive — that he hired a professional clean-up company.

“I couldn’t take a chance,” Schuller said.

On Monday, a crew from Enviro-Clean arrived in two trucks, and three workers donned white protective suits and breathing masks. They set up equipment in the basement to capture spores, including an air scrubber with replaceable filters and a negative air machine, which sucks air into a long, clear, flexible plastic tube that runs up a bulkhead and discharges air outside. They also put up plastic sheeting to prevent spores from traveling upstairs.

Then the demolition began. Workers removed the drop-ceiling and wood paneling, as well as the first two feet of drywall behind the paneling.

“This is where he ran into a problem, right here,” Dennis Edwards said, his voice muffled by his mask.

He pointed at a section of drywall that co-worker Raymundo Asencio was removing. Small spots of green were visible on the outside of the drywall, but when Asencio flipped it around, the other side was much worse, with large splotches of green mold tainting the interior wallboard.

“That’s mold all the way down,” he said. “It’s pretty bad.”

He said the crew would vacuum up the dust and debris and spray everything down with an anti-microbial solution.

“We get right down to the problem,” he said. “There is a strong chance that people who don’t treat their property will end up getting mold in their house.”

Condo Associations React After Massachusetts Mold Verdict

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Boards Reassess Liability, Implement Management Programs

By Daniel J. Sitomer

The entire real estate industry - from owners and developers to contractors and architects - has been focused on the issue of mold contamination during the past year. However, no segment of industry has been more watchful than cooperative and condominium boards. It has become increasingly clear that in the current environment, co-ops and condos must take a leadership position to maintain control over this issue.

With this in mind, many boards have begun to implement comprehensive mold management programs. Unfortunately, in some instances the "mold experts" being utilized by co-ops and condos are not properly pre-qualified. Inexperienced companies with limited expertise in mold contamination and mold management are doing more harm than good.

While there is still some dispute over the nature and extent of health risks associated with mold, there can be no doubt that the mere presence of mold in a residential building can become a serious problem - even if only through the negative perception and publicity that mold exposure can generate. This is true despite the lack of a definitive connection between mold and specific health problems.

Concern over liability and potential litigation risk clearly increased this past December when a "toxic mold" jury verdict (

Stevens v. Pirate's Lane Condominium Trust, et al) was rendered in Massachusetts to the tune of $285,000.

The case involved Katrine Stevens, a female graphic designer, who sued her condominium association in 1995 after suffering asthma and flu-like symptoms from reported toxic mold. After an eight-year battle with the condominium directors, the jury deciding on her lawsuit found in favor of Stevens. With interest, she could receive nearly $550,000.

The verdict showed that juries are becoming less patient with the medical industry's failure to build a consensus directly connecting specific illnesses to mold exposure. Instead, juries are relying on evidence offered by attending physicians and mold laboratories. Nationwide, mold cases have tripled, according to the New York-based Insurance Information Institute. More than $3 billion was paid out for mold claims in 2002, up from $1.4 billion in 2001.

Other major mold-related lawsuits are now making their way through the courts. One such suit - prompted by reported mold contamination where none may have in fact occurred - has been filed by 515 Park Avenue, one of Manhattan's most exclusive and expensive condos, and has put a finer point on the threat of liability. The suit goes beyond the threshold of mold claims into what has become the next major phase of construction and design defect litigation in the United States. The suit names numerous defendants, and while quite a few may end up being excluded, many still face the uncertainty of litigation liability created by mold.

Mold has not only generated enormous publicity, it has created an insidious fear that has been increased by the personal nature of the problem; mold can appear anywhere in an apartment or home, even in a bedroom. It is organic, difficult to control, and can cause eye irritation, cough, runny nose, increased allergic response, and asthma sensitivities. Not surprisingly, the anxiety created by the presence of mold is pervasive.

Develop a Strategic Plan

To avoid becoming easy targets as mold insurance coverage becomes more and more elusive, the boards and managers of co-op and condo buildings must develop thoughtful strategic planning procedures, adopting both short- and long-term views of the mold risk before them. Every response to mold, whether in a minor settlement or in the defense of major claim, will have consequences for many years to come. Therefore, no decision related to mold should be made without a full understanding of the potential problems and the options available to the board.

The board must address mold issues in full view of residents, explaining the need for a team effort to enact most effective control possible within a building. Boards should already be developing a comprehensive mold management program that identifies the level and clarity of communication between boards and residents. Advance planning enables boards to ensure appropriate training of facilities' staff and personnel; the development of a pre-qualified group of experts; the purchase of insurance that includes mold coverage without extraordinarily high deductibles, low limits and claims-made policy structure.

When mold - or even the suspicion of mold - creeps into the picture, boards and management companies are confronted with a difficult problem. However, a clearly defined series of protocols, mold protection programs, and a collaborative response can go a long way toward reducing mold risk. Unfortunately, if the first step is the wrong step, boards can head down a path that will increase health and financial risk for all those associated with the building.

In the event mold remediation becomes necessary, a properly prepared, strategically-sound board then should be able to choose the most professional team of environmental experts and remediation contractors. The advance planning will ensure that the professionals on the job understand the impact mold has on the health and welfare of residents and on property values.

Daniel J. Sitomer is senior partner of Sitomer & Hogan, LLP, a legal firm specializing in environmental issues.

 

 

» 5/14/2008 - Why Mold Claims Are Not Covered

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Why Mold Losses Aren't Covered (And What to do About It)

Posted: August 23, 2007

By now, everyone providing water-damage restoration has surely faced the uninsured mold loss. The old joke, "No insurance? No mold!" isn't funny anymore. The lack of coverage for mold losses has become commonplace. What happened?

More than 8,000 articles warning of the dangers of toxic mold hit the mainstream media several years ago. A "48 Hours" program featuring Melinda Ballard, a lawsuit filed by Erin Brockovich over mold in her home and Ed McMahon's dog supposedly dying after being sickened by mold all helped fuel public concern. Claims for mold contamination rose dramatically during this same period. As the public's awareness of the dangers of mold heated up, insurers cooled on extending coverage. Insurers in every state reduced or eliminated coverage that paid for mold cleanup - even that resulting from certain water-damage losses.

According to the Insurance Information Institute, mold claims were $10 million for the first quarter of 2000. One year later, first quarter mold losses shot up to $80 million. During 2002, mold loss payouts exceeded $1 billion, and the following year they approached $12 billion! To combat this, insurers mailed out universal exclusions or claim limit caps to nearly every policyholder in the country.

While the media's focus on health-related issues was the primary cause of public hysteria, there were other reasons for the dramatic increase in mold claims, including:

* More energy efficient buildings with less fresh air infiltration * Changes in building materials such as particle board, OSB, and "synthetic stucco" or Exterior Insulation Finish Systems (EIFS) * Lawyers' awareness of billions won in bad faith or personal injury litigation * Mold exposure scientifically linked to adverse health effects

The public is still concerned about the health hazards of mold, and rightfully so. The medical industry is mixed about the dangers of mold with some practitioners warning of a serious health threat, while others claim there is no hard evidence to support this. Amid the confusion, a paralysis has set in and nobody wants to take a stand on the issue.

The Centers for Disease Control (CDC) agrees that individuals with chronic respiratory disease may experience difficulty breathing. But they dispute certain medical studies, alleging flawed or inconclusive data. OSHA and the EPA agree that mold is an allergen and can irritate some people, but they don't go as far as to say that mold will make you sick. However, most doctors believe those people with suppressed immune systems have an increased risk of infection from molds. To date, there have not been adequate clinical studies confirming a positive link between toxic mold and serious health effects. Further, because mold affects people differently, there are no government or industry standards setting exposure limits.

While there are still no guidelines for how much and what type of mold you can safely be exposed to, the restoration industry has responded to the crisis with the IICRC S520 Standard and Reference Guide for Professional Mold Remediation, which provides recommended best practices for handling such losses.

Mold is a fungus. It grows by generating microscopic reproductive "seeds" or spores that need moisture to grow. Mold can grow almost anywhere there is water, high humidity or dampness, and an organic food source such as building materials.

Some species are beneficial to us and most are considered benign presenting no threat to humans. There are over 100,000 identified species, with only a handful commonly found in the United States. Of the roughly two-dozen ubiquitous molds in the U.S., only a few are toxic or infectious and have the potential to pose a serious health threat.

Mold spores and microscopic mold fragments are always present at low levels in the air both indoors and out. At these levels, mold isn't a problem for most people, but it is an allergen, which can cause health issues for some. At high levels indoors, mold contamination will adversely affect most people exposed to it, and some may even suffer life-threatening illnesses.

Because of the potential health risks, cleaning up mold can be expensive. With the threat of personal injury claims and the cost of remediation, it is no wonder insurers have a problem extending coverage.

An insurance claim for a mold loss usually occurs when a property owner finds mold around a long-term water leak that went unnoticed. Another cause of mold is an improperly restored flood from a toilet overflow or a burst water line. The first 24 to 48 hours after a water intrusion can be critical in preventing or containing mold growth. Neglected water damage nearly always results in mold contamination.

Clean up of the majority of mold losses costs only a few thousand dollars. The real problem, though, is not the cost of remediation but the huge payouts resulting from lawsuits. Mold litigation has already bankrupted more builders than any other form of casualty loss in history. The Insurance Information Institute reports that there are thousands of lawsuits working their way through the court system at more than $10 million per suit.

Owners sue builders for construction defects because of damage caused by water or moisture coming into the building. These suits often include claims for personal injury resulting from mold resulting from that water infiltration. Property managers and their insurance carriers are also being sued for negligence. It appears there will always be plenty of fodder for litigation. At some point, one wonders if policyholders will start suing agents for failing to protect them?

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